ܫUnderstanding the demand for high-class medical and healthcare services of the high-end customers, the premium health insurance product, BIC Smart Care, offers exceptional benefits along with a first-class experience, highlighting three prominent features:
ﷺ- 03 flexible insurance plans, customers can choose their best depending on their needs.
⛎- The total sum insured BIC Smart Care is up to 2 billion VND, extended geographical coverage to Asia and worldwide, including accident and death benefits.
🏅- No pre-existing medical examination required for enrollment.
Product information
Subject Insured
ꦰIndividual customers aged 16 to 65 and not falling into the following categories:
๊- Not suffering from mental illnesses (such as schizophrenia, dissociative disorders, and delusional disorders), leprosy, or cancer.
- Not permanently disabled by more than 50%.
🐎- Other conditions as stipulated in the comprehensive insurance rules for Human Accident and Health Combination issued by BIC during each period.
Benefits
💟+ Geographic Coverage: The geographic coverage for accidental death, accident medical expenses, and death due to illness extends beyond Vietnam, wherein
- V-VIP package: applies coverage within the Asian region
- S-VIP package: applies worldwide coverage.
+ Competitive Insurance Benefits:
- Our product offers flexible options designed to meet the needs of our customers
- 💞Outpatient benefits and premium income benefits with competitive fees compared to the market.
- 🐓No co-payment or deductible applies. Accordingly, BIC provides 100% coverage of insurance benefits within the scope, and customers do not need to incur any costs to share risks with the Insurance Company.
- Competitive policy renewal fees
+ Simplified Documentation Process:
- Claims requests can be submitted through online channels, eliminating the need for hard copy submissions.\
- ✃No pre-medical examination is necessary for insurance approval. BIC uses a questionnaire to assess initial risk..
Application
▨BIDV's high-end customers have a demand for high coverage health insurance to access premium medical services.
Offers
- BIC Smart Care policyholders will automatically become VIP/VVIP customers of BIC.
- ꧙Claims will be promptly reimbursed within 02 days upon receiving complete documentation.
- 𓃲30% premium discount for relatives when participating in BIC personal health insurance (BIC Tam An).
Application
♋No health examination required prior to enrollment. (Specific insurance terms and conditions are detailed in the Insurance Contract between the customer and BIC).
🐭(Product developed in collaboration with BIC for introduction to customers.)
Contact
ﷺPlease contact to BIDV's Premier Relationship Directors /BIDV's Premier Relationship Managers at BIDV’s branches for supporting and further information.
